Compare our yields to what you are currently earning and see for yourself!

Interest is earned daily and automatically reinvested monthly. This method of compounding provides a high effective annual yield for your money.

The many benefits of Ford Interest Advantage include:

• Higher rates with higher balances
• Free checks and unlimited check writing *
• Telephone and online access to your investment information 24 hours a day
• Free online transfer to and from your other personal accounts
• Pay bills online
• Automatic direct deposits
• Download account activity to Quicken®, QuickBooks®, or Microsoft® Money
• Daily minimum balance requirement of just $1,000
• Quarterly or monthly statements - you decide which is best for you

* Free for checks above $250.

Convenient Investment Options:

You choose which investment option works best for you:

• Free Online Transfer from your bank account
• By mail
• Wire transfers (minimum of $500)
• Direct deposit of paychecks, pension checks or social security checks
• Regular automatic transfers on a schedule you choose

And remember …you have immediate access to your invested funds at any time!

Redeem Funds Quickly:

What could be simpler? Redeem money from your Ford Interest Advantage via:

• Free Online funds transfer (minimum $50)
• Wire transfer (minimum $500)
• Unlimited check writing*

* Free for checks above $250.

No Management Fees:

There are no management fees with Ford Interest Advantage. Charges may apply if your investment balance falls below $1,000, if you write checks against non-sufficient funds or you request a stop payment. We provide free checks, checkbook cover and check register. Checks written for amounts over $250 are processed free. Checks written for less than $250 may be subject to a modest check processing charge. (View our complete fee schedule)(pdf).

The Notes issued under the Ford Interest Advantage Program are unsecured debt obligations of Ford Credit. They are not insured by the Federal Deposit Insurance Corporation, and they do not constitute a bank account. Ford Interest Advantage is not a money market mutual fund. As investments in the debt of one company (Ford Credit), the Notes do not meet the diversification or investment quality standards for money market funds set forth in the Investment Company Act of 1940.

The Notes available through Ford Interest Advantage are issued by Ford Motor Credit Company and are offered only in the United States. This Web site does not constitute an offer to sell or a solicitation to invest in the Notes in any jurisdiction in which such offer or solicitation is not authorized, or to any person to whom it is unlawful to make such offer or solicitation in any such jurisdiction. Ford Interest Advantage is intended for non-institutional investors only. U.S citizens and resident aliens with a U.S. Taxpayer ID (i.e. Social Security number) may apply.